Michael J. Marsh, RPA, CPIA, CIA, CIU

Michael J. Marsh, RPA, CPIA, CIA, CIU

Montana Adjusters License # 1428/901239
Montana Examiners License # 0101201001
Producer License # 5084123


Mr. Marsh is currently the President of both Underwriting Solutions, Inc. (USi) and Midland Claims Service, Inc., Montana corporations.  He has a diverse insurance and technology skill set and is a licensed Adjuster, WC Examiner and Agent/Producer in Montana. He holds the Registered Professional Adjuster and Certified Professional Insurance Agent designations.


Midland Claims Service, Inc., and its wholly owned subsidiary Industrial Injury Claims®, is a leading provider of third party workers’ compensation claims administration service to self-insured companies and organizations doing business in the state of Montana.  The company’s clients employ over 15,000 employees in Montana working in the healthcare, long term care, mineral extraction, oil and underground mining industries.  Utilizing secure and efficient cloud computer data processing systems, team-based business management and best practices garnered over four decades in the claims industry, Mr. Marsh has reenergized the company since his return to Billings from California in 1999 and led the company through a period of significant growth.  From deployment of internally developed, actuarially sound financial reporting to extensive medical and litigation management, the company’s clients have enjoyed significant reductions in total expenditures and average cost per case during a time of challenge in the Montana workers’ compensation system.  Since 2001, MCSi has been responsible more than 29,000 WC claims, over 25% of all self-insured (Plan 1) claims filed in the state of Montana, in addition to providing property/casualty claims service to the insurance industry. Mr. Marsh has served as an expert witness in multiple claim-related UTPA / bad faith litigation actions. One of the highlights of Michael’s claims career came in 2016. At the Big Sky Governor’s Conference, he was awarded the Montana Governor’s Achievement Award for Outstanding Workers’ Compensation Professional, the first such award given in the history of Montana.


Mr. Marsh was a founding member (2004) of Claims Professional Liability Insurance Company, a national risk retention group providing professional and general liability insurance to nearly 400 independent claim service companies in all 50 states.  Michael was the author of the company’s policy contracts and forms, assisted with creation of the rating and underwriting plans, and continues to serve on the Policy Contract, Risk Management and Customer Experience committees of CPLIC.


Michael provided consulting services to Ensera, Inc. (acquired by Mitchell International) and IAnet, Inc., internet-based automation companies serving the automobile insurance industry.  He was the creator of the technology architecture to automate auto claims processing (patent pending).  Michael was the lead implementation consultant for the startup of Esurance Inc. (www.esurance.com) in 1999 – 2000, a pioneering company offering automobile insurance exclusively over the Internet.  He served as VP of Insurance Management Group West, CA from 1996 through 1998.  Michael was the exclusive claims consultant for the California Earthquake Authority (www.earthquakeauthority.com), creating the CEA’s claims processing procedures during its formation.  He served as a private consultant to Sullivan & Sullivan General Agency, Sovereign General Agency, Automobile Club of Southern California and Western General Insurance Company. He has also worked as a software (beta) testing consultant for America On Line, Microsoft and Intuit/Quick Books.



Mr. Marsh served in 1994 through 1996 as the Vice President of Underwriting and Operations of Western Pioneer (Commerce West) Insurance Company, Pleasanton, CA, a leading writer of preferred private passenger automobile insurance.  There he was responsible for the acquisition and implementation of automation systems, underwriting programs and procedures, customer and agency service and claims and support services.  From 1992 through 1994, Mr. Marsh was the Vice President of Claims and Operations for Western Pioneer. During this time he was also the National President of the Policy Management Systems Corporation “POINT” User Group and was an industry leader in implementing a remote insurance underwriting/claims system in 1993.


From 1986 through 1992, Mr. Marsh was with National American Insurance Company of California, serving as its national Vice President of Claims.  There he was responsible for home office and branch claims operations for the United States for the $75 Million book of Workers’ Compensation, Commercial and Personal Lines business in the 11 western states.  Claims included runoff business from Stuyvesant and Mission American Insurance Companies, where he handled or directed in excess of $1 Billion of liability and property claim exposures in all 50 states ranging from landslide and construction defects claims to ground water property (SuperFund) and bodily injury pollution claims.  He was instrumental in the design, programming, testing and live roll-out of the NAICC “PAL” main frame insurance processing system.


Michael is a graduate of Billings West High School (1976), a member of the National Honor Society and several music performing groups.  He received five years of secondary education, with concurrent majors in Architecture and Business Management, at Montana State University – Bozeman.  Mr. Marsh, a strong proponent of continuing education, has attended over one hundred educational seminars and classes; topics ranging from business management, insurance underwriting, claims, litigation management, personnel supervision and computer web site and SQL query/report programming. He in fact was the author of the law passed in Montana to allow for certification of Workers’ Compensation Examiners and Continuing Education, and continues to provide CE training on a regular basis.


Other Interesting Historical Items


Instructor/Provider – Insurance/Claims Continuing Education – Montana Department of Insurance – current


President – Affiliated Adjusters, Inc. (www.affiliatedadjusters.com) 2007 – 2009; Board Member – 2004 – present


President/Board Member – Billings Motorcycle Club (www.billingsmotorcycleclub.us) 2005 – 2008 term; also responsible for safety / risk management and community relations development; received the organization’s Outstanding Member Award in 2007; Billings Chamber of Commerce’s Tourism Excellence award winner 2007


President/Owner – Recreational Action Sports Entertainment (www.ridethebigsky.com) 2003 – present; motorsports-oriented event and travel promotion company; Chamber Tourism Excellence award 2008


President/Owner – Underwriting Solutions, Inc. (www.usimga.com) 2000 – present – Ind. Insurance Agency


Sponsor and Co-Chair – American Heart Association Heart Ball – 2004


Participant – Labor / Management Advisory Council on Workers’ Compensation (Montana); author of legislative change (2009) for certification and CE requirements for WC claims handlers; WCRI state Workers’ Compensation inventory study participant


Chairman & Board Member – WorkSafeMT, a non-profit Montana organization established in 2008 as a result of the Governor’s Labor / Management Advisory Council on Workers’ Compensation, to promote workplace safety to businesses/workers in Montana; member of the Return To Work, Exec, and Finance Oversight Committees


Member of the Montana State University (Bozeman) Lifetime Alumni, Quarterback Club (football) and Sideout Club (volleyball).


Business Partner – Montana Department of Labor and Industry, Employment Relations Division; worked with ERD in design and implementation stages of electronic data interface system to allow direct FTP WC data reporting and change to SROI reporting resulting in much improved data submission volume and accuracy received by ERD (and subsequently reported to the legislature)


Member – Billings Chamber of Commerce 2006 – present (3 companies and BMC), and member of the CVB and Education committees


Member – National Association of Independent Insurance Adjusters – Approx 1965 – Current


Approved Claim Services Provider – State of Montana – Risk Management Division – Current; Safety National Casualty Corporation; AIG; Genesis (GenRe)


Member – Society of Registered Professional Adjusters; # 730 – Year 2000 – Current


President – Orange County (CA) Claims Managers Council 1989 – 1990


Member – Pacific Claim Executives Association 1989 – 1996, Primary Event Organizer Oct 1996