News & Blog

Psychological Intervention in WC Claims

Below is a link to an interesting article that addresses, at a high level, perceptions and utilization of psych professionals in the workers’ compensation process.  The article is possibly a good STARTING point for the discussion of secondary psychological symptoms following a traumatic injury or occupational disease. And a discussion is needed, both at the […]

How Did WC Get To Be Pay for Play?

Workers’ Compensation. A system in the United States created 100 years ago to address a critical issue in the country, workplace injuries and the emergency of major manufacturing, primarily in the metropolitan areas of the county. Until the workers’ compensation system was ‘invented’, a person injured at work had to bring a tort lawsuit against […]

Pay For Play

Pay for Play. External service providers provide “incentive payments” to workers’ compensation claims TPAs for the ability to receive their business. We have long known of this practice in the workers’ compensation claims TPA world. Flat rate claims service agreements in many cases do not provide sufficient income for TPAs. Many have willingly, in some […]

WC Insurance – Trouble On The Horizon

Joe Paduda drives the nail in this one.  And one has to wonder what the future may hold for the insurance organizations working in the Workers’ Compensation line.  We think there is much room in the niche areas, specific classes and geographic areas, especially in situations where claims are handled in a ‘new’ and ‘different’ […]

Subrogation In Montana Makes News

The recent legislative session in Montana which ended in April 2015 has made the national publication of the National Association of Subrogation Professionals (“NASP”). SB 288, which arose after MCSi’s President Michael J. Marsh testified in front of the Economic Affairs Interim Committee.  Marsh wrote a draft of language for the bill, which was not […]

The Workers’ Compensation Environment

The article linked here, by well-respected Mark Walls of Safety National Casualty Corporation, is one of the best articles (at a high level) of what is good about and challenges faced by the state-based workers’ compensation system in the United States.  We have literally hundreds of claims presented to self-insured employers for whom we serve […]

Misdiagnosis and Reduction of Impact To Workers’ Compensation Patients

An article in the Workers’ Compensation Outlook (Volume 25, No. 7 – April 2015) discusses the impact of misdiagnosis and incorrect medical treatment.  While this is a distinct problem throughout the United States and the world, it is particularly acute in the Workers’ Compensation context.  The article was written by Bruce Friedman, M.D.. The article […]

Montana Adding Public Adjusters to Statutes

At the direction of the Commissioner of Securities and Insurance, HB 95 was introduced to the 2015 legislature, and appears to be moving towards approval…it may soon become law that Public Adjusters can ‘legally’ do business in the State of Montana. Those in the industry can hardly believe, with the experiences that many have had […]

Montana NAIIA Members

If your organization is looking for the highest level of experience, training and proven results, look first to the National Associations of Independent Insurance Adjusters (“NAIIA”).  NAIIA members are among the most experienced adjusters, investigators, umpires and mediators in the world.  The organization has been in place for nearly 80 years, and is one of […]

Extraterritorial WC Issues – Darnielle Article

Excellent article by Dennis Gamble of Darnielle Insurance about some of the basic issues that any employer should be aware of when operations include employee activity in Montana, and/or North Dakota and/or Wyoming (both monopolistic states). Read the article here: http://darnielle.com/news/risk_management.php?newsid=33